How to Properly Write Numbers on Checks & Official Documents
Writing numbers in words is a legal safeguard used on bank checks, legal contracts, real estate deeds, and invoices. On a financial check, if there is ever a discrepancy between the numerical dollar amount in the box and the spelled-out words on the line below, the Uniform Commercial Code (UCC § 3-114) mandates that the words prevail over numbers.
✓ The Golden Rules of Check Writing
- • Capitalize each word (Title Case) or write in clear block letters.
- • Always connect cents with the word "and" followed by a fraction over 100 (e.g.
50/100). - • For zero cents, write
00/100orxx/100so no one can add cents. - • Draw a straight horizontal line to fill any remaining blank space on the words line.
✓ Hyphenation Grammar Rules
- • Compound numbers between 21 and 99 are always hyphenated: twenty-one, ninety-nine.
- • Multipliers like hundred, thousand, and million are never pluralized when counting: two thousand (never "two thousands").
- • In US English, omit the word "and" between hundreds and tens: write one hundred fifty, not "one hundred and fifty".
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